Cleo’s AI integrates with GPT to enhance services. Meanwhile, 85% of Cleo users say they feel better about their money after just one month of using Cleo.
Fix your relationship with money. Save more, budget better, build credit, and create healthy habits with personalized financial guidance. Try Cleo for free now.
Cleo’s new agentic architecture adapts in real time, choosing the right tools and responding flexibly to user needs. Tools Cleo 3.0 uses a growing library of around 40 tools to handle user requests by retrieving information, taking action, and coordinating across systems to complete tasks. Each tool is defined with structured instructions that tell the model when to use it, what inputs to ...
Cleo Help Center You want to know more about this feature, like where the money goes and how long it takes to get there
The Cleo Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $150-$500 for existing users, and $150-$180 for first-time users.
Cleo’s Smart Save hack uses AI to analyze your income, expenses, spending habits, and financial goals to see how much you can actually afford to save this week.
Building Cleo How Cleo learns what your transactions actually mean Research What do people really want from an AI financial assistant? Building Cleo How we taught Cleo to talk back AI Memory as a step toward more human AI Research Evaluating Cleo vs. generalist AI models AI Building a financial agent on top of commodified LLMs Release ...
This is where the magic of a free budget app like Cleo can help you level up your budgeting game 💙 Meet Cleo: The Future of Budgeting Cleo isn't just any free budget app. She was designed to simplify your financial life, making budgeting not only easy but also engaging. Imagine you're planning a trip or hoping to buy a new gadget…